The world of insurance can be intimidating. That’s why we’re here to answer common questions about vehicle insurance. First, why do you need insurance? It’s both a legal requirement and protects you and other drivers on the road if anything happens. They may help pay for accident-related expenses. Second, why should you get a quote? You can use quotes to compare different prices and types of coverage, so you can pick the best plan for you. Lastly, what is a premium? Your insurance premium is what you will pay for your plan, whether it’s monthly, annually, or bi-annually.